This report should not be construed as providing investment advice. It is for educational purposes only.  Before making any investment decision, you should always do your own research or consult a investment professional.
While I try to be accurate, I assume no responsibility for any figure in this spreadsheet. Estimates Estimates Estimates
See my website on stocks or see my blog at the following sites.  https://spbrunner.com/stocks.html https://spbrunner.blogspot.com/ Q1 2023
IA Financial Corp TSX IAG OTC IDLLF https://ia.ca/about-us Fiscal Yr: Dec 31
Year 12/31/10 12/31/11 12/31/12 12/31/13 12/31/14 12/31/15 12/31/16 12/31/17 12/31/18 12/31/19 12/31/20 12/31/21 12/31/22 12/31/23 12/30/24 12/30/25 Value Description #Y Item Total G
Accounting Rules C GAAP IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS IFRS Accounting Rules
Split Date
Split  
$194.3 <-12 mths -3.05%
Assets Under Management* $47.0 $51.8 $59.6 $69.4 $76.8 $78.9 $84.8 $88.8 $89.1 $100.2 $101.7 $111.5 $102.7
Assets Under Administraiton* $22.2 $21.9 $23.8 $29.3 $32.7 $36.9 $41.4 $80.8 $79.7 $89.2 $95.8 $109.7 $97.7
Total $69.3 $73.6 $83.5 $98.7 $109.5 $115.8 $126.2 $169.5 $168.8 $189.5 $197.5 $221.2 $200.4 $266.6 140.13% <-Total Growth 10 Assets Under Management
Increase 6.33% 13.33% 18.24% 10.93% 5.78% 9.00% 34.31% -0.45% 12.27% 4.22% 11.99% -9.38% 33.02% 9.16% <-IRR #YR-> 10 Assets Under Management 140.13%
5 year Running Average $60.2 $66.9 $76.7 $86.9 $96.2 $106.7 $124.0 $138.0 $154.0 $170.3 $189.3 $195.5 $215.0 3.40% <-IRR #YR-> 5 Assets Under Management 18.22%
AUM per Share $825.69 $814.86 $916.96 $993.47 $1,086.39 $1,130.60 $1,188.59 $1,588.11 $1,554.42 $1,771.48 $1,844.56 $2,056.24 $1,912.93 $2,544.55 11.32% <-IRR #YR-> 10 5 yr Running Average 192.36%
Increase 13.82% -1.31% 12.53% 8.34% 9.35% 4.07% 5.13% 33.61% -2.12% 13.96% 4.13% 11.48% -6.97% 33.02% 9.54% <-IRR #YR-> 5 5 yr Running Average 57.69%
5 year Running Average $722.73 $779.87 $855.29 $927.47 $988.46 $1,063.20 $1,197.43 $1,309.62 $1,446.64 $1,589.43 $1,762.96 $1,827.92 $2,025.95
P/AUM Ratio Median 0.0407 0.0415 0.0284 0.0408 0.0415 0.0378 0.0395 0.0347 0.0330 0.0325 0.0289 0.0317 0.0376 0.0361 <-Median-> 10 P/AUM Ratio Median
P/AUM Ratio Close 0.0446 0.0323 0.0342 0.0473 0.0409 0.0390 0.0449 0.0377 0.0280 0.0403 0.0299 0.0352 0.0414 0.0344 0.0396 <-Median-> 10 P/AUM Ratio Close
Ending Assets Under Mge and Admin in Billions P/AUM 10 yr  0.0361 5 yr  0.0325 -4.70% Diff M/C
$17,360 <-12 mths 0.11%
Net Premiums $4,874 $4,992 $4,996 $5,007 $5,426 $6,041 $6,548 $7,254 $7,849 $8,944 $11,196 $13,165 $13,109 162.39% <-Total Growth 10 Net Premiums
Inv Inc. Interest and Other Income $1,445 $1,007 $1,025 $935 $1,007 $1,097 $1,115 $1,200 $1,306 $1,364 $1,439 $1,624 $2,146 109.37% <-Total Growth 10 Inv Inc. Int and Other Inc
Other Revenue $450 $794 $934 $931 $1,084 $1,158 $1,206 $1,441 $1,752 $1,679 $1,775 $2,116 $2,086 123.34% <-Total Growth 10 Other Revenue
Adjusted Revenue Total $6,769 $6,793 $6,955 $6,873 $7,517 $8,296 $8,869 $9,895 $10,907 $11,987 $14,410 $16,905 $17,341 $17,360 <-12 mths 149.33% <-Total Growth 10 Adjusted Revenue Total
Increase 16.41% 0.35% 2.38% -1.18% 9.37% 10.36% 6.91% 11.57% 10.23% 9.90% 20.21% 17.31% 2.58% 0.11% <-12 mths 9.57% <-IRR #YR-> 10 Revenue 149.33%
5 year Running Average $5,398 $5,763 $6,159 $6,641 $6,981 $7,287 $7,702 $8,290 $9,097 $9,991 $11,214 $12,821 $14,310 $15,601 <-12 mths 11.87% <-IRR #YR-> 5 Revenue 75.25%
Revenue per Share $80.69 $75.16 $76.41 $69.19 $74.59 $80.99 $83.51 $92.69 $100.46 $112.06 $134.59 $157.17 $165.51 $165.69 <-12 mths 8.80% <-IRR #YR-> 10 5 yr Running Average 132.33%
Increase 11.72% -6.86% 1.66% -9.45% 7.81% 8.57% 3.11% 10.99% 8.38% 11.56% 20.10% 16.78% 5.30% 0.11% <-12 mths 11.54% <-IRR #YR-> 5 5 yr Running Average 72.62%
5 year Running Average $66.59 $69.19 $72.02 $74.73 $75.21 $75.27 $76.94 $80.19 $86.45 $93.94 $104.66 $119.39 $133.96 $147.01 <-12 mths 8.04% <-IRR #YR-> 10 Revenue per Share 116.61%
P/S (Price/Sales) Median 0.42 0.45 0.34 0.59 0.60 0.53 0.56 0.59 0.51 0.51 0.40 0.41 0.43 0.52 <-12 mths 12.29% <-IRR #YR-> 5 Revenue per Share 78.57%
P/S (Price/Sales) Close 0.46 0.35 0.41 0.68 0.60 0.54 0.64 0.65 0.43 0.64 0.41 0.46 0.48 0.53 <-12 mths 6.40% <-IRR #YR-> 10 5 yr Running Average 86.01%
* Excluded changes in value of Inv. P/S Med 20 yr  0.53 15 yr  0.51 10 yr  0.52 5 yr  0.43 1.44% Diff M/C 10.81% <-IRR #YR-> 5 5 yr Running Average 67.05%
$10,319 <-12 mths 20.06%
Net Revenue* $6,769 $5,309 $7,479 $6,023 $9,680 $8,235 $9,347 $11,276 $9,912 $15,265 $17,639 $15,486 $8,595 $10,319 <-12 mths 14.92% <-Total Growth 10 Net Revenue*
Increase 16.41% -21.57% 40.87% -19.47% 60.72% -14.93% 13.50% 20.64% -12.10% 54.01% 15.55% -12.21% -44.50% 20.06% <-12 mths 1.40% <-IRR #YR-> 10 Revenue 14.92%
5 year Running Average $5,398 $5,466 $5,967 $6,279 $7,052 $7,345 $8,153 $8,912 $9,690 $10,807 $12,688 $13,916 $13,379 $13,460.8 <-12 mths -5.29% <-IRR #YR-> 5 Revenue -23.78%
Revenue per Share $80.69 $58.74 $82.17 $60.63 $96.06 $80.39 $88.01 $105.62 $91.29 $142.71 $164.75 $143.98 $82.03 $98.49 <-12 mths 8.41% <-IRR #YR-> 10 5 yr Running Average 124.21%
Increase 11.72% -27.21% 39.88% -26.21% 58.43% -16.31% 9.47% 20.01% -13.57% 56.32% 15.45% -12.61% -43.02% 20.06% <-12 mths 8.47% <-IRR #YR-> 5 5 yr Running Average 50.12%
5 year Running Average $66.59 $65.90 $69.88 $70.89 $75.66 $75.60 $81.45 $86.14 $92.27 $101.61 $118.48 $129.67 $124.95 $126.39 <-12 mths -0.02% <-IRR #YR-> 10 Revenue per Share -0.16%
P/S (Price/Sales) Median 0.42 0.58 0.32 0.67 0.47 0.53 0.53 0.52 0.56 0.40 0.32 0.45 0.88 0.87 <-12 mths -4.93% <-IRR #YR-> 5 Revenue per Share -22.33%
P/S (Price/Sales) Close 0.46 0.45 0.38 0.77 0.46 0.55 0.61 0.57 0.48 0.50 0.33 0.50 0.97 0.89 <-12 mths 5.98% <-IRR #YR-> 10 5 yr Running Average 78.80%
*Revenue in M CDN $  P/S Med 20 yr  0.53 15 yr  0.52 10 yr  0.53 5 yr  0.45 68.89% Diff M/C 7.72% <-IRR #YR-> 5 5 yr Running Average 45.06%
-$7,479 $0 $0 $0 $0 $0 $0 $0 $0 $0 $8,595
-$11,276 $0 $0 $0 $0 $8,595
-$5,967 $0 $0 $0 $0 $0 $0 $0 $0 $0 $13,379
-$8,912 $0 $0 $0 $0 $13,379
-$82.17 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $82.03
-$105.62 $0.00 $0.00 $0.00 $0.00 $82.03
$9.14 <-12 mths 3.28%
AEPS* $2.99 $1.18 $3.31 $3.57 $3.97 $3.57 $5.19 $4.81 $5.55 $6.55 $7.12 $8.31 $8.85 $9.47 $10.47 $11.42 167.37% <-Total Growth 10 AEPS
Increase 17.25% -60.54% 180.51% 7.85% 11.20% -10.08% 45.38% -7.32% 15.38% 18.02% 8.70% 16.71% 6.50% 7.01% 10.56% 9.07% 10 0 10 Years of Data, EPS P or N 100.00%
AEPS Yield 8.12% 4.49% 10.55% 7.60% 8.94% 8.09% 9.72% 8.04% 12.74% 9.18% 12.90% 11.48% 11.16% 10.81% 11.95% 13.04% 10.33% <-IRR #YR-> 10 AEPS 167.37%
5 year Running Average $2.17 $2.72 $3.00 $3.12 $3.92 $4.22 $4.62 $5.13 $5.84 $6.47 $7.28 $8.06 $8.84 $9.70 12.97% <-IRR #YR-> 5 AEPS 83.99%
Payout Ratio 32.78% 83.05% 29.61% 27.45% 26.70% 32.49% 24.28% 29.73% 28.65% 26.95% 27.25% 25.03% 29.38% 31.36% 29.23% 26.80% 3.93% <-IRR #YR-> 10 5 yr Running Average 235.30%
5 year Running Average 59.70% 42.26% 39.92% 39.86% 28.11% 28.13% 28.37% 28.42% 27.37% 27.52% 27.45% 27.99% 28.45% 28.36% 11.50% <-IRR #YR-> 5 5 yr Running Average 72.34%
Price/AEPS Median 11.24 28.67 7.87 11.37 11.37 11.98 9.03 11.44 9.25 8.80 7.50 7.84 8.12 9.04 0.00 0.00 9.14 <-Median-> 10 Price/AEPS Median
Price/AEPS High 12.51 35.51 9.48 13.93 12.34 12.84 11.06 12.68 11.00 10.92 10.60 9.16 9.53 9.67 0.00 0.00 11.03 <-Median-> 10 Price/AEPS High
Price/AEPS Low 9.98 21.83 6.27 8.81 10.39 11.12 7.01 10.21 7.51 6.67 4.39 6.52 6.71 8.41 0.00 0.00 7.26 <-Median-> 10 Price/AEPS Low
Price/AEPS Close 12.31 22.28 9.48 13.15 11.19 12.36 10.29 12.44 7.85 10.89 7.75 8.71 8.96 9.25 8.37 7.67 10.59 <-Median-> 10 Price/AEPS Close
Trailing P/AEPS Close 14.44 8.79 26.59 14.18 12.45 11.12 14.96 11.53 9.06 12.85 8.42 10.17 9.54 9.90 9.25 8.37 11.32 <-Median-> 10 Trailing P/AEPS Close
Median Values DPR 10 Yrs 27.35% 5 Yrs   27.25% P/CF 5 Yrs   in order 8.12 10.60 6.67 8.71 13.88% Diff M/C DPR 75% to 95% best
* Core Earnings per Share
$8.83 <-12 mths 15.42%
EPS Basic $3.02 $1.20 $3.44 $3.60 $4.01 $3.59 $5.22 $4.84 $5.62 $6.43 $5.71 $7.73 $7.68 123.26% <-Total Growth 10 EPS Basic
EPS Diluted* $2.99 $1.18 $3.31 $3.57 $3.97 $3.57 $5.19 $4.81 $5.59 $6.40 $5.70 $7.70 $7.65 $9.41 $9.73 $11.40 131.12% <-Total Growth 10 EPS Diluted
Increase 17.25% -60.54% 180.51% 7.85% 11.20% -10.08% 45.38% -7.32% 16.22% 14.49% -10.94% 35.09% -0.65% 23.01% 3.40% 17.16% 10 0 10 Years of Data, EPS P or N 100.00%
Earnings Yield 8.12% 4.49% 10.55% 7.60% 8.94% 8.09% 9.72% 8.04% 12.83% 8.97% 10.33% 10.64% 9.65% 10.74% 11.11% 13.01% 8.74% <-IRR #YR-> 10 Earnings per Share 131.12%
5 year Running Average $2.42 $2.11 $2.17 $2.72 $3.00 $3.12 $3.92 $4.22 $4.63 $5.11 $5.54 $6.04 $6.61 $7.37 $8.04 $9.18 9.72% <-IRR #YR-> 5 Earnings per Share 59.04%
10 year Running Average $2.01 $1.99 $2.19 $2.37 $2.58 $2.77 $3.01 $3.20 $3.67 $4.06 $4.33 $4.98 $5.42 $6.00 $6.58 $7.36 11.78% <-IRR #YR-> 10 5 yr Running Average 204.52%
* Diluted ESP per share  E/P 10 Yrs 9.31% 5Yrs 10.33% 9.37% <-IRR #YR-> 5 5 yr Running Average 56.51%
-$3.31 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $7.65
-$4.81 $0.00 $0.00 $0.00 $0.00 $7.65
-$2.17 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $6.61
-$4.22 $0.00 $0.00 $0.00 $0.00 $6.61
Dividend* $2.98 $3.27 $3.06 Estimates Dividend*
Increase 14.62% 9.73% -6.42% Estimates Increase
Payout Ratio EPS 31.67% 33.61% 26.84% Estimates Payout Ratio EPS
Pre-Split 2005
Special Dividends $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 <-Median-> 10 Special Dividends
Pre-Split 2005
Dividend* $0.98 $0.98 $0.98 $0.98 $1.06 $1.16 $1.26 $1.43 $1.59 $1.77 $1.94 $2.08 $2.60 $2.97 $3.06 $3.06 165.31% <-Total Growth 10 Dividends
Increase 0.00% 0.00% 0.00% 0.00% 8.16% 9.43% 8.62% 13.49% 11.19% 11.01% 9.92% 7.22% 25.00% 14.23% 3.03% 0.00% 17 0 22 Years of data, Count P, N 77.27%
Average Increases 5 Year Running 14.9% 10.9% 5.6% 0.9% 1.6% 3.5% 5.2% 7.9% 10.2% 10.7% 10.8% 10.6% 12.9% 13.5% 11.9% 9.9% 9.06% <-Median-> 10 Average Incr 5 Year Running
Dividends 5 Yr Running $0.85 $0.93 $0.97 $0.98 $1.00 $1.03 $1.09 $1.18 $1.30 $1.44 $1.60 $1.76 $2.00 $2.27 $2.53 $2.75 105.25% <-Total Growth 10 Dividends 5 Yr Running
Yield H/L Price 2.91% 2.90% 3.76% 2.41% 2.35% 2.71% 2.69% 2.60% 3.10% 3.06% 3.63% 3.19% 3.62% 3.47% 2.89% <-Median-> 10 Yield H/L Price
Yield on High  Price 2.62% 2.34% 3.12% 1.97% 2.16% 2.53% 2.20% 2.35% 2.61% 2.47% 2.57% 2.73% 3.08% 3.24% 2.50% <-Median-> 10 Yield on High  Price
Yield on Low Price 3.28% 3.80% 4.72% 3.12% 2.57% 2.92% 3.46% 2.91% 3.82% 4.04% 6.21% 3.84% 4.38% 3.73% 3.64% <-Median-> 10 Yield on Low Price
Yield on Close Price 2.66% 3.73% 3.12% 2.09% 2.39% 2.63% 2.36% 2.39% 3.65% 2.47% 3.52% 2.87% 3.28% 3.39% 3.49% 3.49% 2.55% <-Median-> 10 Yield on Close Price
Payout Ratio EPS 32.78% 83.05% 29.61% 27.45% 26.70% 32.49% 24.28% 29.73% 28.44% 27.58% 34.04% 27.01% 33.99% 31.56% 31.45% 26.84% 28.01% <-Median-> 10 DPR EPS
DPR EPS 5 Yr Running 35.24% 44.06% 44.79% 36.03% 33.16% 33.08% 27.74% 27.90% 28.10% 28.19% 28.84% 29.16% 30.19% 30.81% 31.48% 30.01% 29.00% <-Median-> 10 DPR EPS 5 Yr Running
Payout Ratio CFPS 10.30% 9.47% 7.86% 0.00% 82.17% 22.13% 0.00% 23.67% 44.04% 45.17% 11.17% 120.93% 44.44% 19.41% #VALUE! #DIV/0! 33.85% <-Median-> 10 DPR CF
DPR CF 5 Yr Running 9.37% 9.71% 9.38% 11.83% 15.73% 18.84% 33.72% 60.68% 42.54% 40.25% 26.59% 26.97% 30.73% 25.72% #VALUE! #DIV/0! 28.85% <-Median-> 10 DPR CF 5 Yr Running
Payout Ratio CFPS WC 10.82% 8.88% 0.00% 5.12% 0.00% 12.82% 20.52% 97.86% 9.69% 0.00% 0.00% 7.60% 2.72% 1.14% #VALUE! #DIV/0! 6.36% <-Median-> 10 DPR CF WC
DPR CF WC 5 Yr Running 8.91% 9.16% 12.23% 9.83% 21.03% 21.80% 28.99% 25.93% 32.54% 59.86% 0.00% 6680.69% 10.59% 3.35% #VALUE! #DIV/0! 23.87% <-Median-> 10 DPR CF WC 5 Yr Running
Median Values 10 Yr Med 10 Yr Cl 2.89% 2.55% 5 Yr Med 5 Yr Cl 3.19% 3.28% 5 Yr Med Payout 28.44% 44.44% 2.72% 12.70% <-IRR #YR-> 5 Dividends 81.82%
* Dividends per share  10 Yr Med and Cur. 20.99% 36.91% 5 Yr Med and Cur. 9.38% 6.50% Last Div Inc ---> $0.625 $0.675 8.00% 10.25% <-IRR #YR-> 10 Dividends 165.31%
Dividends Growth 15 8.55% <-IRR #YR-> 15 Dividends 242.11%
Dividends Growth 20 11.04% <-IRR #YR-> 20 Dividends 712.50%
Dividends Growth 25 10.31% <-IRR #YR-> 22 Dividends
Dividends Growth 5 -$1.43 $0.00 $0.00 $0.00 $0.00 $2.60 Dividends Growth 5
Dividends Growth 10 -$0.98 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2.60 Dividends Growth 10
Dividends Growth 15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2.60 Dividends Growth 15
Dividends Growth 20 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2.60 Dividends Growth 20
Dividends Growth 25 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2.60 Dividends Growth 25
Historical Dividends Historical High Div 5.62% Low Div 1.38% 10 Yr High 6.02% 10 Yr Low 1.99% Med Div 2.69% Close Div 2.39% Historical Dividends
High/Ave/Median Values Curr diff Exp. -37.84% Cheap 153.13% Exp. -41.97% 75.54% Cheap 29.86% Cheap 46.13% High/Ave/Median 
Future Dividend Yield Div Yield 6.35% earning in 5 Years at IRR of 12.70% Div Inc. 81.82% Future Dividend Yield
Future Dividend Yield Div Yield 11.55% earning in 10 Years at IRR of 12.70% Div Inc. 230.58% Future Dividend Yield
Future Dividend Yield Div Yield 21.00% earning in 15 Years at IRR of 12.70% Div Inc. 501.05% Future Dividend Yield
Future Dividend Paid Div Paid $5.56 earning in 5 Years at IRR of 12.70% Div Inc. 81.82% Future Dividend Paid
Future Dividend Paid Div Paid $10.12 earning in 10 Years at IRR of 12.70% Div Inc. 230.58% Future Dividend Paid
Future Dividend Paid Div Paid $18.39 earning in 15 Years at IRR of 12.70% Div Inc. 501.05% Future Dividend Paid
Dividend Covering Cost Total Div $19.71 over 5 Years at IRR of 12.70% Div Cov. 22.50% Dividend Covering Cost
Dividend Covering Cost Total Div $49.99 over 10 Years at IRR of 12.70% Div Cov. 57.07% Dividend Covering Cost
Dividend Covering Cost Total Div $105.04 over 15 Years at IRR of 12.70% Div Cov. 119.91% Dividend Covering Cost
Yield if held 5 years 3.48% 2.97% 2.51% 3.25% 4.61% 3.45% 3.72% 5.49% 3.92% 3.91% 4.54% 4.44% 4.72% 5.78% 5.31% 5.73% 4.18% <-Median-> 10 Paid Median Price
Yield if held 10 years 6.93% 5.10% 4.90% 4.99% 4.34% 4.11% 3.81% 3.66% 5.28% 7.68% 5.77% 6.15% 9.98% 7.32% 6.78% 7.15% 5.13% <-Median-> 10 Paid Median Price
Yield if held 15 years 8.20% 6.56% 7.14% 8.09% 7.23% 6.88% 6.29% 6.65% 9.86% 13.32% 9.10% 7.01% <-Median-> 8 Paid Median Price
Yield if held 20 years 13.72% 10.83% 12.99% 15.12% 12.53% 10.85% 12.99% <-Median-> 3 Paid Median Price
Yield if held 25 years 21.64% #NUM! <-Median-> 0 Paid Median Price
BMO, EMP
Cost covered if held 5 years 15.11% 14.04% 12.44% 16.27% 21.68% 15.35% 16.08% 22.60% 16.02% 15.97% 18.67% 18.78% 18.12% 22.11% 21.95% 25.80% 17.20% <-Median-> 10 Paid Median Price Item
Cost covered if held 10 years 43.42% 35.52% 37.37% 41.28% 35.86% 33.40% 30.50% 27.51% 37.85% 53.04% 39.10% 42.11% 60.88% 44.00% 44.00% 50.86% 38.48% <-Median-> 10 Paid Median Price EPS
Cost covered if held 15 years 79.92% 63.85% 66.80% 74.37% 65.36% 61.72% 57.15% 53.03% 75.56% 108.10% 80.06% 64.61% <-Median-> 8 Paid Median Price AEPS
Cost covered if held 20 years 136.39% 109.71% 116.64% 132.17% 117.15% 110.55% 116.64% <-Median-> 3 Paid Median Price CFPS
Cost covered if held 25 years 233.77% #NUM! <-Median-> 0 Paid Median Price FCF 
Yr  Item Tot. Growth
Revenue Growth  $11,276 $9,912 $15,265 $17,639 $15,486 $8,595 $78,173 -23.78% <-Total Growth 5 Revenue Growth  -23.78%
AEPS Growth $4.81 $5.55 $6.55 $7.12 $8.31 $8.85 $41.19 83.99% <-Total Growth 5 AEPS Growth 83.99%
Net Income Growth $515 $613 $687 $611 $830 $817 $4,073 58.64% <-Total Growth 5 Net Income Growth 58.64%
Cash Flow Growth $645 $392 $418 $1,860 $185 $613 $4,113 -4.96% <-Total Growth 5 Cash Flow Growth -4.96%
Dividend Growth $1.43 $1.59 $1.77 $1.94 $2.08 $2.60 $11.41 81.82% <-Total Growth 5 Dividend Growth 81.82%
Stock Price Growth $59.82 $43.57 $71.33 $55.18 $72.38 $79.27 32.51% <-Total Growth 5 Stock Price Growth 32.51%
Revenue Growth  $7,479 $6,023 $9,680 $8,235 $9,347 $11,276 $9,912 $15,265 $17,639 $15,486 $8,595 $118,937 14.92% <-Total Growth 10 Revenue Growth  14.92%
AEPS Growth $3.31 $3.57 $3.97 $3.57 $5.19 $4.81 $5.55 $6.55 $7.12 $8.31 $8.85 $60.80 167.37% <-Total Growth 10 AEPS Growth 167.37%
Net Income Growth $312 $350 $400 $364 $548 $515 $613 $687 $611 $830 $817 $6,047 161.86% <-Total Growth 10 Net Income Growth 161.86%
Cash Flow Growth $1,135 -$195 $130 $537 -$96 $645 $392 $418 $1,860 $185 $613 $5,624 -45.99% <-Total Growth 10 Cash Flow Growth -45.99%
Dividend Growth $0.98 $0.98 $1.06 $1.16 $1.26 $1.43 $1.59 $1.77 $1.94 $2.08 $2.60 165.31% <-Total Growth 10 Dividend Growth 165.31%
Stock Price Growth $31.38 $46.95 $44.43 $44.13 $53.39 $59.82 $43.57 $71.33 $55.18 $72.38 $79.27 152.61% <-Total Growth 10 Stock Price Growth 152.61%
Dividends on Shares $31.36 $33.92 $37.12 $40.32 $45.76 $50.88 $56.48 $62.08 $66.56 $83.20 $95.04 $97.92 $97.92 $507.68 No of Years 10 Total Divs 12/31/12
Paid  $1,004.16 $1,502.40 $1,421.76 $1,412.16 $1,708.48 $1,914.24 $1,394.24 $2,282.56 $1,765.76 $2,316.16 $2,536.64 $2,803.20 $2,803.20 $2,803.20 $2,536.64 No of Years 10 Worth $31.38
Total $3,044.32
Graham Number AEPS $44.96 $28.34 $71.52 $54.11 $58.69 $56.97 $72.09 $71.87 $76.95 $87.55 $94.33 $107.70 $111.72 $119.56 $125.71 $131.29 56.20% <-Total Growth 10 Graham Number AEPS
Increase 14.66% -36.97% 152.38% -24.35% 8.46% -2.93% 26.53% -0.30% 7.07% 13.78% 7.75% 14.17% 3.73% 7.02% 5.15% 4.44% 7.41% <-Median-> 10 Graham Price
Price/GP Ratio Med 0.75 1.19 0.36 0.75 0.77 0.75 0.65 0.77 0.67 0.66 0.57 0.60 0.64 0.72 0.66 <-Median-> 10 Price/GP Ratio Med
Price/GP Ratio High 0.83 1.48 0.44 0.92 0.83 0.80 0.80 0.85 0.79 0.82 0.80 0.71 0.76 0.77 0.80 <-Median-> 10 Price/GP Ratio High
Price/GP Ratio Low 0.66 0.91 0.29 0.58 0.70 0.70 0.50 0.68 0.54 0.50 0.33 0.50 0.53 0.67 0.54 <-Median-> 10 Price/GP Ratio Low
Price/GP Ratio Close 0.82 0.93 0.44 0.87 0.76 0.77 0.74 0.83 0.57 0.81 13.00 0.67 0.71 0.73 0.70 0.67 0.77 <-Median-> 10 Price/GP Ratio Close
Prem/Disc Close -18.13% -7.23% -56.13% -13.23% -24.30% -22.54% -25.94% -16.76% -43.38% -18.52% -41.50% -32.79% -29.04% -26.73% -30.32% -33.28% -25.12% <-Median-> 10 Graham Price
Graham Number EPS $44.96 $28.34 $71.52 $54.11 $58.69 $56.97 $72.09 $71.87 $77.22 $86.54 $84.40 $103.67 $103.87 $119.18 $121.19 $131.18 45.23% <-Total Growth 10 Graham Number EPS
Increase 14.66% -36.97% 152.38% -24.35% 8.46% -2.93% 26.53% -0.30% 7.45% 12.06% -2.47% 22.83% 0.19% 14.74% 1.69% 8.24% 3.82% <-Median-> 10 Graham Price
Price/GP Ratio Med 0.75 1.19 0.36 0.75 0.77 0.75 0.65 0.77 0.66 0.67 0.63 0.63 0.69 0.72 0.68 <-Median-> 10 Price/GP Ratio Med
Price/GP Ratio High 0.83 1.48 0.44 0.92 0.83 0.80 0.80 0.85 0.79 0.83 0.89 0.73 0.81 0.77 0.82 <-Median-> 10 Price/GP Ratio High
Price/GP Ratio Low 0.66 0.91 0.29 0.58 0.70 0.70 0.50 0.68 0.54 0.51 0.37 0.52 0.57 0.67 0.56 <-Median-> 10 Price/GP Ratio Low
Price/GP Ratio Close 0.82 0.93 0.44 0.87 0.76 0.77 0.74 0.83 0.56 0.82 0.65 0.70 0.76 0.74 0.72 0.67 0.76 <-Median-> 10 Price/GP Ratio Close
Prem/Disc Close -18.13% -7.23% -56.13% -13.23% -24.30% -22.54% -25.94% -16.76% -43.58% -17.57% -34.62% -30.18% -23.68% -26.50% -27.72% -33.22% -23.99% <-Median-> 10 Graham Price
Month, Year 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 31-Dec 1-Jan 22.00 <Count Years> Month, Year
Price Close $36.81 $26.29 $31.38 $46.95 $44.43 $44.13 $53.39 $59.82 $43.57 $71.33 $55.18 $72.38 $79.27 $87.60 $87.60 $87.60 152.61% <-Total Growth 10 Stock Price
Increase 14.32% -28.58% 19.36% 49.62% -5.37% -0.68% 20.98% 12.04% -27.16% 63.71% -22.64% 31.17% 9.52% 10.51% 0.00% 0.00% 11.94 <-Median-> 10 CAPE (10 Yr P/E)
P/E Ratio 12.31 22.28 9.48 13.15 11.19 12.36 10.29 12.44 7.79 11.15 9.68 9.40 10.36 9.31 9.00 7.68 5.79% <-IRR #YR-> 5 Stock Price 32.51%
Trailing P/E Ratio 14.44 8.79 26.59 14.18 12.45 11.12 14.96 11.53 9.06 12.76 8.62 12.70 10.29 11.45 9.31 9.00 9.71% <-IRR #YR-> 10 Stock Price 152.61%
CAPE (10 Yr P/E) 14.56 14.85 14.04 13.99 13.55 13.15 12.66 12.48 11.41 11.29 11.01 10.49 10.53 10.19 9.95 9.48 8.73% <-IRR #YR-> 5 Price & Dividend 68.43%
Median 10, 5 Yrs D.  per yr 3.18% 2.94% % Tot Ret 24.66% 33.67% T P/E $11.99 $10.29 P/E:  $10.75 $9.68 12.89% <-IRR #YR-> 10 Price & Dividend 206.29%
Price 15 D.  per yr 2.30% % Tot Ret 35.23% CAPE Diff -22.04% 4.23% <-IRR #YR-> 15 Stock Price 86.17%
Price  20 D.  per yr 2.70% % Tot Ret 27.27% 7.20% <-IRR #YR-> 20 Stock Price 301.37%
Price  25 D.  per yr 2.38% % Tot Ret 27.15% 6.38% <-IRR #YR-> 22 Stock Price
Price & Dividend 15 6.53% <-IRR #YR-> 15 Price & Dividend 125.73%
Price & Dividend 20 9.89% <-IRR #YR-> 20 Price & Dividend 421.19%
Price & Dividend 25 8.76% <-IRR #YR-> 22 Price & Dividend
Price  5 -$59.82 $0.00 $0.00 $0.00 $0.00 $79.27 Price  5
Price 10 -$31.38 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $79.27 Price 10
Price & Dividend 5 -$59.82 $1.59 $1.77 $1.94 $2.08 $81.87 Price & Dividend 5
Price & Dividend 10 -$31.38 $0.98 $1.06 $1.16 $1.26 $1.43 $1.59 $1.77 $1.94 $2.08 $81.87 Price & Dividend 10
Price 15 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $79.27 Price 15
Price  20 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $79.27 Price  20
Price  25 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $79.27 Price  25
Price & Dividend 15 $0.98 $0.98 $0.98 $0.98 $1.06 $1.16 $1.26 $1.43 $1.59 $1.77 $1.94 $2.08 $81.87 Price & Dividend 15
Price & Dividend 20 $0.98 $0.98 $0.98 $0.98 $1.06 $1.16 $1.26 $1.43 $1.59 $1.77 $1.94 $2.08 $81.87 Price & Dividend 20
Price & Dividend 25 $0.98 $0.98 $0.98 $0.98 $1.06 $1.16 $1.26 $1.43 $1.59 $1.77 $1.94 $2.08 $81.87 Price & Dividend 25
Price H/L Median $33.62 $33.83 $26.06 $40.58 $45.13 $42.78 $46.89 $55.05 $51.35 $57.63 $53.38 $65.13 $71.89 $85.63 175.86% <-Total Growth 10 Stock Price
Increase 46.33% 0.62% -22.97% 55.72% 11.20% -5.21% 9.62% 17.40% -6.72% 12.23% -7.37% 22.01% 10.38% 19.11% 10.68% <-IRR #YR-> 10 Stock Price 175.86%
P/E Ratio 11.24 28.67 7.87 11.37 11.37 11.98 9.03 11.44 9.19 9.00 9.36 8.46 9.40 9.10 5.48% <-IRR #YR-> 5 Stock Price 30.59%
Trailing P/E Ratio 13.18 11.31 22.08 12.26 12.64 10.77 13.13 10.61 10.68 10.31 8.34 11.43 9.34 11.19 15.66% <-IRR #YR-> 10 Price & Dividend 240.50%
P/E on Running 5 yr Average 13.90 16.06 12.01 14.92 15.02 13.71 11.96 13.04 11.10 11.27 9.64 10.78 10.88 11.62 8.70% <-IRR #YR-> 5 Price & Dividend 51.31%
P/E on Running 10 yr Average 16.73 17.00 11.91 17.09 17.51 15.45 15.56 17.22 13.98 14.20 12.33 13.08 13.28 14.27 11.44 P/E Ratio Historical Median
Median 10, 5 Yrs D.  per yr 4.98% 3.21% % Tot Ret 31.80% 36.95% T P/E 10.73 10.31 P/E:  9.38 9.19 Count 22 Years of data
-$26.06 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $71.89
-$55.05 $0.00 $0.00 $0.00 $0.00 $71.89
-$26.06 $1.26 $1.43 $1.59 $1.77 $1.94 $2.08 $2.60 $2.97 $3.06 $74.49
-$55.05 $1.59 $1.77 $1.94 $2.08 $74.49
High Months May May Mar Nov Jul Dec Nov Nov Jan Dec Feb Nov Feb Feb
Price High $37.40 $41.90 $31.37 $49.72 $49.00 $45.85 $57.39 $60.98 $61.03 $71.55 $75.50 $76.11 $84.37 $91.60 168.95% <-Total Growth 10 Stock Price
Increase 16.80% 12.03% -25.13% 58.50% -1.45% -6.43% 25.17% 6.26% 0.08% 17.24% 5.52% 0.81% 10.85% 8.57% 10.40% <-IRR #YR-> 10 Stock Price 168.95%
P/E Ratio 12.51 35.51 9.48 13.93 12.34 12.84 11.06 12.68 10.92 11.18 13.25 9.88 11.03 9.73 6.71% <-IRR #YR-> 5 Stock Price 38.36%
Trailing P/E Ratio 14.67 14.01 26.58 15.02 13.73 11.55 16.08 11.75 12.69 12.80 11.80 13.35 10.96 11.97 12.88 P/E Ratio Historical Median
Median 10, 5 Yrs T P/E 12.74 12.69 P/E:  11.76 11.03 16.98 P/E Ratio Historical High
-$31.37 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $84.37
-$60.98 $0.00 $0.00 $0.00 $0.00 $84.37
Low Months Aug Dec Aug Jan Jun Feb Feb Jun Dec Jan Mar Jan May Jan
Price Low $29.84 $25.76 $20.75 $31.44 $41.25 $39.70 $36.39 $49.12 $41.67 $43.71 $31.26 $54.15 $59.41 $79.66 186.31% <-Total Growth 10 Stock Price
Increase 114.21% -13.67% -19.45% 51.52% 31.20% -3.76% -8.34% 34.98% -15.17% 4.90% -28.48% 73.22% 9.71% 34.09% 11.09% <-IRR #YR-> 10 Stock Price 186.31%
P/E Ratio 9.98 21.83 6.27 8.81 10.39 11.12 7.01 10.21 7.45 6.83 5.48 7.03 7.77 8.47 3.88% <-IRR #YR-> 5 Stock Price 20.95%
Trailing P/E Ratio 11.70 8.62 17.58 9.50 11.55 10.00 10.19 9.46 8.66 7.82 4.88 9.50 7.72 10.41 10.10 P/E Ratio Historical Median
Median 10, 5 Yrs T P/E 9.48 7.82 P/E:  7.61 7.03 6.76 P/E Ratio Historical Low
-$20.75 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $59.41
$1,326 <-12 mths 306.75%
Free Cash Flow $752 $972 $452 -$195 $79 $469 -$188 $521 $215 $268 $1,683 -$63 $326 -27.88% <-Total Growth 10 Free Cash Flow
Change 29.26% -53.50% -143.14% 140.51% 493.67% -140.09% 377.13% -58.73% 24.65% 527.99% -103.74% 617.46% -8.95% <-IRR #YR-> 5 Free Cash Flow MS -37.43%
FCF/CF from Op Ratio 0.94 1.04 0.40 1.00 0.61 0.87 1.96 0.81 0.55 0.64 0.90 -0.34 0.53 -3.22% <-IRR #YR-> 10 Free Cash Flow MS -27.88%
Dividends paid $81 $84 $83 $68 $65 $72 $129 $152 $173 $188 $208 $224 $224 169.88% <-Total Growth 10 Dividends paid
Percentage paid 10.77% 8.64% 18.36% -34.87% 82.28% 15.35% -68.62% 29.17% 80.47% 70.15% 12.36% -355.56% 68.71% $0.22 <-Median-> 10 Percentage paid
5 Year Coverage 10.77% 9.57% 11.40% 15.95% 18.50% 20.93% 67.59% 70.85% 53.92% 55.56% 34.01% 36.01% 41.87% 5 Year Covrage
Dividend Coverage Ratio 1.22 6.51 -1.46 3.43 1.24 1.43 8.09 -0.28 1.46 1.43 <-Median-> 9 Dividend Coverage Ratio
5 Year of Coverage 1.80 2.94 2.78 2.39 5 Year of Caogerage
Market Cap in $M $3,087.9 $2,376.2 $2,856.3 $4,664.1 $4,477.4 $4,520.5 $5,670.3 $6,386.1 $4,730.6 $7,629.9 $5,907.8 $7,785.0 $8,305.4 $9,178.1 $9,178.1 $9,178.1 1.91 <-Total Growth 10 Market Cap 190.77%
Diluted # of Shares in Million 83.92 92.53 96.20 97.90 100.80 102.00 103.40 107 110 107 107 108 107 105 11.23% <-Total Growth 10 Diluted
Change 3.97% 10.27% 3.96% 1.77% 2.96% 1.19% 1.37% 3.48% 2.80% -2.73% 0.00% 0.93% -0.93% -1.87% 1.07% <-IRR #YR-> 10 Diluted
Intangible/Market Cap Ratio -0.94% -7.18% -5.82% -0.72% -0.89% -0.59% -0.58% -0.93% -0.91% 0.00% 0.00% -0.93% -0.93% -0.95% 0.00% <-IRR #YR-> 5 Diluted
Change in Diluted Shares per Year
Basic # of Shares in Millions 83.13 85.89 90.60 97.20 99.90 101.40 102.80 106 109 107 107 107 106 104 17.00% <-Total Growth 10 Basic
Change 3.49% 3.32% 5.49% 7.28% 2.78% 1.50% 1.38% 3.11% 2.83% -1.83% 0.00% 0.00% -0.93% -1.89% 1.44% <-Median-> 10 Change
Difference 0.91% 5.24% 0.47% 2.20% 0.88% 1.02% 3.31% 0.71% -0.39% -0.03% 0.06% 0.52% -1.16% 0.74% 0.62% <-Median-> 10 Difference
$1,603 <-12 mths 161.50%
# of Share in Millions 83.887 90.383 91.024 99.342 100.775 102.435 106.205 106.756 108.575 106.966 107.064 107.557 104.773 104.773 104.773 104.773 1.42% <-IRR #YR-> 10 Shares 15.10%
Change 4.19% 7.74% 0.71% 9.14% 1.44% 1.65% 3.68% 0.52% 1.70% -1.48% 0.09% 0.46% -2.59% 0.00% 0.00% 0.00% -0.37% <-IRR #YR-> 5 Shares -1.86%
Cash Flow from Operations $M $798 $935 $1,135 -$195 $130 $537 -$96 $645 $392 $418 $1,860 $185 $613 $1,603 <-12 mths -45.99% <-Total Growth 10 Cash Flow Share Capital
Increase -10.44% 17.17% 21.39% -117.18% 166.67% 313.08% -117.88% 771.88% -39.22% 6.63% 344.98% -90.05% 231.35% 161.50% <-12 mths SO, Share Iss BuyBacks
5 year Running Average $736 $795 $887 $713 $561 $508 $302 $204 $322 $379 $644 $700 $694 $936 <-12 mths -21.80% <-Total Growth 10 CF 5 Yr Running
CFPS $9.51 $10.34 $12.47 -$1.96 $1.29 $5.24 -$0.90 $6.04 $3.61 $3.91 $17.37 $1.72 $5.85 $15.30 <-12 mths -53.08% <-Total Growth 10 Cash Flow per Share
Increase -14.04% 8.75% 20.54% -115.74% 165.72% 306.38% -117.24% 768.41% -40.24% 8.24% 344.57% -90.10% 240.16% 161.50% <-12 mths -5.97% <-IRR #YR-> 10 Cash Flow -45.99%
5 year Running Average $9.09 $9.56 $10.36 $8.29 $6.33 $5.48 $3.23 $1.94 $3.06 $3.58 $6.01 $6.53 $6.49 $8.83 <-12 mths -1.01% <-IRR #YR-> 5 Cash Flow -4.96%
P/CF on Med Price 3.53 3.27 2.09 -20.67 34.98 8.16 -51.87 9.11 14.22 14.75 3.07 37.87 12.29 5.60 <-12 mths -7.29% <-IRR #YR-> 10 Cash Flow per Share -53.08%
P/CF on Closing Price 3.87 2.54 2.52 -23.92 34.44 8.42 -59.07 9.90 12.07 18.25 3.18 42.08 13.55 5.73 <-12 mths -0.64% <-IRR #YR-> 5 Cash Flow per Share -3.16%
-46.49% Diff M/C -4.57% <-IRR #YR-> 10 CFPS 5 yr Running -37.35%
$27,345 <-12 mths 173.31%
Excl.Working Capital CF -$38 $63 -$1,362 $2,097 -$1,448 $390 $748 -$489 $1,389.0 -$2,666.0 -$4,439.0 $2,759.0 $9,392.0 $0.0 <-12 mths 27.31% <-IRR #YR-> 5 CFPS 5 yr Running 234.40%
Cash Flow from Operations $M WC $760 $998 -$227 $1,902 -$1,318 $927 $652 $156 $1,781 -$2,248 -$2,579 $2,944 $10,005 $27,345 <-12 mths 4507.49% <-Total Growth 10 Cash Flow less WC
Increase -27.89% 31.32% -122.75% 937.89% -169.30% 170.33% -29.67% -76.07% 1041.67% -226.22% -14.72% 214.15% 239.84% 173.31% <-12 mths #NUM! <-IRR #YR-> 10 Cash Flow less WC 4507.49%
5 year Running Average $774 $842 $662 $897 $423 $456 $387 $464 $440 $254 -$448 $11 $1,981 $7,093 <-12 mths 129.84% <-IRR #YR-> 5 Cash Flow less WC 6313.46%
CFPS Excl. WC $9.06 $11.04 -$2.49 $19.15 -$13.08 $9.05 $6.14 $1.46 $16.40 -$21.02 -$24.09 $27.37 $95.49 $260.99 <-12 mths 11.58% <-IRR #YR-> 10 CF less WC 5 Yr Run 199.18%
Increase -30.80% 21.88% -122.59% 867.73% -168.31% 169.19% -32.16% -76.20% 1022.54% -228.12% -14.62% 213.63% 248.87% 173.31% <-12 mths 33.69% <-IRR #YR-> 5 CF less WC 5 Yr Run 327.04%
5 year Running Average $9.57 $10.13 $7.95 $9.97 $4.74 $4.73 $3.75 $4.54 $3.99 $2.41 -$4.22 $0.03 $18.83 $67.75 <-12 mths #NUM! <-IRR #YR-> 10 CFPS - Less WC 3929.11%
P/CF on Median Price 3.71 3.06 -10.45 2.12 -3.45 4.73 7.64 37.67 3.13 -2.74 -2.22 2.38 0.75 0.33 <-12 mths 130.70% <-IRR #YR-> 5 CFPS - Less WC 6434.85%
P/CF on Closing Price 4.06 2.38 -12.58 2.45 -3.40 4.88 8.70 40.94 2.66 -3.39 -2.29 2.64 0.83 0.34 <-12 mths 9.01% <-IRR #YR-> 10 CFPS 5 yr Running 137.02%
*Operational Cash Flow. CF/-WC P/CF Med 10 yr 10.70 5 yr  14.22 P/CF Med 10 yr 2.25 5 yr  0.75 -85.08% Diff M/C 32.89% <-IRR #YR-> 5 CFPS 5 yr Running 314.50%
-$12.47 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $5.85 Cash Flow per Share
-$6.04 $0.00 $0.00 $0.00 $0.00 $5.85 Cash Flow per Share
-$10.36 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $6.49 CFPS 5 yr Running
-$1.94 $0.00 $0.00 $0.00 $0.00 $6.49 CFPS 5 yr Running
$227.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $10,005.0 Cash Flow less WC
-$156.0 $0.0 $0.0 $0.0 $0.0 $10,005.0 Cash Flow less WC
-$662.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $1,980.6 CF less WC 5 Yr Run
-$463.8 $0.0 $0.0 $0.0 $0.0 $1,980.6 CF less WC 5 Yr Run
$2.49 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $95.49 CFPS - Less WC
-$1.46 $0.00 $0.00 $0.00 $0.00 $95.49 CFPS - Less WC
OPM Ratio 11.79% 17.61% 15.18% -3.24% 1.34% 6.52% -1.03% 5.72% 3.95% 2.74% 10.54% 1.19% 7.13% 15.53% -53.00% <-Total Growth 10 OPM
Increase -23.06% 49.39% -13.83% -121.33% 141.48% 385.56% -115.75% 656.94% -30.86% -30.76% 285.09% -88.67% 497.01% 117.81% Should increase  or be stable.
Diff from Median 252.3% 426.3% 353.5% -196.7% -59.9% 94.9% -130.7% 70.9% 18.2% -18.2% 215.1% -64.3% 113.1% 364.2% 0.00 <-Median-> 10 OPM
*Operational Profit Margin (CF/Revenue) Ratio OPM 10 Yrs 3.35% 5 Yrs 3.95% should be  zero, it is a   check on calculations
Offsetting assets $17,954 $20,634 $20,744 $21,508 $27,049 $29,066 $31,091 $33,822 $34,579 $39,919 $45,147 $45,651 $39,985 $40,662 $34,201 <-Median-> 10 Offsetting assets Ins Con Liab
Debt/Asset Ratio 0.85 0.85 0.99 0.93 0.84 0.81 0.79 0.78 0.77 0.77 0.82 0.81 0.77 0.76 0.80 <-Median-> 10 Debt/Asset Ratio Type
Long Term Debt $15,278 $17,589 $20,443 $19,935 $22,714 $23,503 $24,505 $26,271 $26,570 $30,665 $37,102 $37,117 $30,970 $31,083 $26,421 <-Median-> 10 Debt Lg Term
Change 13.57% 15.13% 16.23% -2.48% 13.94% 3.47% 4.26% 7.21% 1.14% 15.41% 20.99% 0.04% -16.56% 0.36% 3.87% <-Median-> 10 Change Intang/GW
Debt/Market Cap Ratio 4.95 7.40 7.16 4.27 5.07 5.20 4.32 4.11 5.62 4.02 6.28 4.77 3.73 3.39 4.54 <-Median-> 10 Debt/Market Cap Ratio Liquidity
Assets/Current Liabilities Ratio 57.76 77.36 89.01 91.16 92.20 73.42 60.76 57.16 46.14 54.26 48.20 42.33 42.50 25.00 55.71 <-Median-> 10 Assets/Current Liabilities Ratio Liq. + CF
Debt to Cash Flow (Years) 19.15 18.81 18.01 -102.23 174.72 43.77 -255.26 40.73 67.78 73.36 19.95 200.63 50.52 19.39 Debt to Cash Flow (Years) Debt Ratio
Leverage
Intangibles $385.0 $463.0 $461.0 $530 $560 $623 $659 $659 $1,071 $1,110 $1,621 $1,708 $1,784 $1,808 286.98% <-Total Growth 10 Intangibles D/E Ratio
Goodwill $153.0 $163.0 $153.0 $181 $270 $334 $313 $313 $633 $606 $1,224 $1,267 $1,318 $1,318 761.44% <-Total Growth 10 Goodwill
Total $538.0 $626.0 $614.0 $711 $830 $957 $972 $972 $1,704 $1,716 $2,845 $2,975 $3,102 $3,126 405.21% <-Total Growth 10 Total
Change 9.57% 16.36% -1.92% 15.80% 16.74% 15.30% 1.57% 0.00% 75.31% 0.70% 65.79% 4.57% 4.27% 0.77% 9.94% <-Median-> 10 Change
Intangible/Market Cap Ratio 0.17 0.26 0.21 0.15 0.19 0.21 0.17 0.15 0.36 0.22 0.48 0.38 0.37 0.34 0.22 <-Median-> 10 Intangible/Market Cap Ratio
Current Assets (incld. Other Assets) $781 $628 $1,487 $964 $1,084 $1,735 $1,785 $2,349 $2,351 $2,403 $3,729 $3,561 $3,556 $5,089 139.14% <-Total Growth 10 Current Assets
Current Liabilities (+ other) $348 $484 $469 $483 $546 $721 $939 $1,083 $1,377 $1,348 $1,794 $2,236 $2,057 $3,562 338.59% <-Total Growth 10 Current Liabilities
Liquidity Ratio 2.24 1.30 3.17 2.00 1.99 2.41 1.90 2.17 1.71 1.78 2.08 1.59 1.73 1.43 1.94 <-Median-> 10 Ratio
Liq. with CF aft div 1.82 1.10 2.66 1.66 1.66 2.07 1.66 1.90 1.52 1.56 1.86 1.45 1.53 1.31 1.53 <-Median-> 5 Ratio
Liq. CF re  Inv+Div  0.67 0.30 1.05 1.34 1.54 1.82 113.66 232.90 401.52 157.56 1141.86 295.45 288.53 288.53 295.45 <-Median-> 5 Ratio
Assets $20,102 $37,441 $41,747 $44,030 $50,339 $52,938 $57,050 $61,906 $63,540 $73,148 $86,466 $94,659 $87,425 $89,048 109.42% <-Total Growth 10 Assets
Liabilities  $17,540 $34,666 $35,451 $40,362 $46,404 $48,754 $52,285 $56,770 $57,822 $67,018 $79,953 $87,414 $80,285 $81,971 126.47% <-Total Growth 10 Liabilities
Debt Ratio 1.15 1.08 1.18 1.09 1.08 1.09 1.09 1.09 1.10 1.09 1.08 1.08 1.09 1.09 1.09 <-Median-> 10 Ratio
Estimates BVPS $69.70 $79.00 $85.00 Estimates Estimates BVPS
Estimate Book Value $7,302.7 $8,277.1 $8,905.7 Estimates Estimate Book Value
P/B Ratio (Close) 1.26 1.11 1.03 Estimates P/B Ratio (Close)
Difference from 10 year median 15.69% Diff M/C Estimates Difference from 10 yr med.
Gross Book Value $2,562 $2,775 $6,296 $3,668 $3,935 $4,184 $4,765 $5,136 $5,718 $6,130 $6,513 $7,245 $7,140 $7,077 13.41% <-Total Growth 10 Book Value
NCI $0.0 $0.0 $0.0 $0.0 $0.0 $0 $0 $0 $0 $0 $0 $0 $0 $0 NCI
Preferred shares by Subsidiary $525 $525 $525 $525 $525 $525 #DIV/0! <-Total Growth 4 Preferred shares by Subsidiary
Book Value $2,562 $2,775 $6,296 $3,668 $3,935 $4,184 $4,765 $5,136 $5,193 $5,605 $5,988 $6,720 $6,615 $6,552 5.07% <-Total Growth 10 Book Value
Book Value per share $30.54 $30.70 $69.17 $36.92 $39.05 $40.85 $44.87 $48.11 $47.83 $52.40 $55.93 $62.48 $63.14 $62.54 -8.72% <-Total Growth 10 Book Value per share
P/B Ratio (Median) 1.10 1.10 0.38 1.10 1.16 1.05 1.05 1.14 1.07 1.10 0.95 1.04 1.14 1.37 1.09 <-Median-> 10 P/B Ratio (Median)
Participating Policholders $41 $41 $44 $47 $49 $45 $39 $41 $45 $42 $41 $48 $48 $48 9.09% <-Total Growth 10 Participating Policholders
NetBook Value $2,521 $2,734 $6,252 $3,621 $3,886 $4,139 $4,726 $5,095 $5,148 $5,563 $5,947 $6,672 $6,567 $7,029 $7,029.0 $7,029.0 5.04% <-Total Growth 10 Book Value
Book Value per share $30.05 $30.25 $68.69 $36.45 $38.56 $40.41 $44.50 $47.73 $47.41 $52.01 $55.55 $62.03 $62.68 $67.09 $67.09 $67.09 -8.75% <-Total Growth 10 Book Value per Share
Increase 12.12% 0.65% 127.07% -46.93% 5.79% 4.78% 10.13% 7.25% -0.65% 9.69% 6.80% 11.68% 1.04% 7.04% 0.00% 0.00% 13.84% P/B Ratio Current/Historical Median
P/B Ratio (Median) 1.12 1.12 0.38 1.11 1.17 1.06 1.05 1.15 1.08 1.11 0.96 1.05 1.15 1.28 1.15 P/B Ratio Historical Median
P/B Ratio (Close) 1.22 0.87 0.46 1.29 1.15 1.09 1.20 1.25 0.92 1.37 0.99 1.17 1.26 1.31 1.31 1.31 -0.91% <-IRR #YR-> 10 Book Value per Share -8.75%
Change 1.96% -29.04% -47.43% 181.94% -10.55% -5.21% 9.86% 4.47% -26.69% 49.26% -27.57% 17.46% 8.39% 3.24% 0.00% 0.00% 5.60% <-IRR #YR-> 5 Book Value per Share 31.33%
Leverage (A/BK) 7.97 13.69 6.68 12.16 12.95 12.79 12.07 12.15 12.34 13.15 14.54 14.19 13.31 12.67 13.31 <-Median-> 5 A/BV
Debt/Equity Ratio 6.96 12.68 5.67 11.15 11.94 11.78 11.06 11.14 11.23 12.05 13.44 13.10 12.23 11.66 12.23 <-Median-> 5 Debt/Eq Ratio
Shareholders' Equity (Assets less Liabilities) P/BV 10 yr Med 1.10 5 yr Med 1.08 19.19% Diff M/C 11.03 Historical Leverage (A/BK)
-$68.69 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $62.68
-$47.73 $0.00 $0.00 $0.00 $0.00 $62.68
$739 <-12 mths 69.89%
Total Comprehensive Income $302 $146 $320 $383 $443 $427 $542 $514 $602 $711 $605 $958 $393 22.81% <-Total Growth 10 Total Comprehensive Income
Participating Shareholders $1 $14 $3 $3 $2 $4 -$6 $2 $4 -$10 -$1 $7 -$42 -1500.00% <-Total Growth 10 Participating Shareholders
Shareholders $301 $132 $317 $380 $441 $423 $548 $512 $598 $721 $606 $951 $435 37.22% <-Total Growth 10 Comprehensive Income
Increase 5.99% -56.15% 140.15% 19.87% 16.05% -4.08% 29.55% -6.57% 16.80% 20.57% -15.95% 56.93% -54.26% 16.80% <-Median-> 5 Comprehensive Income
5 Yr Running Average $211 $192 $211 $283 $314 $339 $422 $461 $504 $560 $597 $678 $662 3.22% <-IRR #YR-> 10 Comprehensive Income 37.22%
ROE 11.9% 4.8% 5.1% 10.5% 11.3% 10.2% 11.6% 10.0% 11.6% 13.0% 10.2% 14.3% 6.6% -3.21% <-IRR #YR-> 5 Comprehensive Income -15.04%
5Yr Median 12.4% 11.9% 5.1% 10.5% 10.5% 10.2% 10.5% 10.5% 11.3% 11.6% 11.6% 11.6% 11.6% 12.11% <-IRR #YR-> 10 5 Yr Running Average 213.54%
% Difference from Net Income 19.92% 3.94% 1.60% 8.57% 10.25% 16.21% 0.00% -0.58% -2.45% 4.95% -0.82% 14.58% -46.76% 7.52% <-IRR #YR-> 5 5 Yr Running Average 43.71%
Median Values Diff 5, 10 yr 3.3% -0.6% -0.8% 11.6% <-Median-> 5 Return on Equity
-$317.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $435.0
-$512.0 $0.0 $0.0 $0.0 $0.0 $435.0
-$211.2 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $662.2
-$460.8 $0.0 $0.0 $0.0 $0.0 $662.2
Current Liability Coverage Ratio 2.18 2.06 -0.48 3.94 -2.41 1.29 0.69 0.14 1.29 -1.67 -1.44 1.32 4.86 7.68   CFO / Current Liabilities
5 year Median 2.43 2.43 2.18 2.18 2.06 1.29 0.69 0.69 0.69 0.69 0.14 0.14 1.29 1.32 0.99 <-Median-> 10 Current Liability Cov Ratio
Asset Efficiency Ratio 3.78% 2.67% -0.54% 4.32% -2.62% 1.75% 1.14% 0.25% 2.80% -3.07% -2.98% 3.11% 11.44% 30.71% CFO / Total Assets
5 year Median 4.7% 4.5% 3.8% 3.8% 2.7% 1.8% 1.14% 1.14% 1.14% 1.14% 0.25% 0.25% 2.80% 3.11% 1.4% <-Median-> 10 Return on Assets 
Return on Assets ROA 1.25% 0.34% 0.75% 0.79% 0.79% 0.69% 0.96% 0.83% 0.96% 0.94% 0.71% 0.88% 0.93% 1.04% Net  Income/Assets Return on Assets
5Yr Median 1.25% 1.17% 0.75% 0.79% 0.79% 0.75% 0.79% 0.79% 0.83% 0.94% 0.94% 0.88% 0.93% 0.93% 0.9% <-Median-> 10 Asset Efficiency Ratio
Return on Equity ROE 9.96% 4.65% 4.99% 9.67% 10.29% 8.79% 11.60% 10.11% 11.91% 12.35% 10.27% 12.44% 12.44% 13.13% Net Inc/ Shareholders' equity Return on Equity
5Yr Median 9.96% 9.55% 4.99% 9.55% 9.67% 8.79% 9.67% 10.11% 10.29% 11.60% 11.60% 11.91% 12.35% 12.44% 10.9% <-Median-> 10 Return on Equity
$936 <-12 mths 14.57%
Total Net Income $275 $141 $345 $388 $433 $386 $554 $531 $638 $699 $632 $859 $800 131.88% <-Total Growth 10 Total Net Income
Participating Shareholders $24 $14 $33 $38 $33 $22 $6 $16 $4 -$10 -$1 $7 -$42 -227.27% <-Total Growth 10 Participating Shareholders
Preferred Share $21 $22 $22 $22 $25
Net Income $251 $127 $312 $350 $400 $364 $548 $515 $613 $687 $611 $830 $817 $923 $1,032 $1,169 161.86% <-Total Growth 10 Net Income
Increase 21.84% -49.40% 145.67% 12.18% 14.29% -9.00% 50.55% -6.02% 19.03% 12.07% -11.06% 35.84% -1.57% 12.97% 11.81% 13.28% EPS/CF Ratio should not be higher than 1.00
5 Yr Running Average $197.6 $178 $192 $249 $288 $311 $395 $435 $488 $545 $595 $651 $712 $773.6 $842.6 $954.2 10.10% <-IRR #YR-> 10 Net Income 161.86%
Operating Cash Flow $798.0 $935 $1,135 -$195 $130 $537 -$96 $645 $392 $418 $1,860 $185 $613 9.67% <-IRR #YR-> 5 Net Income 58.64%
Investment Cash Flow -$733.0 -$1,532 -$852 -$140 -$53 -$115 -$112 -$231 -$400 -$156 -$1,140 -$294 -$287 13.97% <-IRR #YR-> 10 5 Yr Running Average 269.85%
Total Accruals $186.0 $724 $29 $685 $323 -$58 $756 $101 $621 $425 -$109 $939 $491 10.32% <-IRR #YR-> 5 5 Yr Running Average 63.44%
Total Assets $20,102 $37,441 $41,747 $44,030 $50,339 $52,938 $57,050 $61,906 $63,540 $73,148 $86,466 $94,659 $87,425 Balance Sheet Assets
Accruals Ratio 0.93% 1.93% 0.07% 1.56% 0.64% -0.11% 1.33% 0.16% 0.98% 0.58% -0.13% 0.99% 0.56% 0.58% <-Median-> 5 Ratio
EPS/CF Ratio (WC) 0.33 0.11 -1.33 0.19 -0.30 0.39 0.85 3.29 0.34 -0.30 -0.24 0.28 0.08 0.23 <-Median-> 10 EPS/CF Ratio
-$312.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $817.0
-$515.0 $0.0 $0.0 $0.0 $0.0 $817.0
-$192.4 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $0.0 $711.6
-$435.4 $0.0 $0.0 $0.0 $0.0 $711.6
Change in Close 14.32% -28.58% 19.36% 49.62% -5.37% -0.68% 20.98% 12.04% -27.16% 63.71% -22.64% 31.17% 9.52% 10.51% 0.00% 0.00% Count 23 Years of data
up/down Count 0 0.00%
Meet Prediction? % right Count 0 #DIV/0!
Financial Cash Flow $110 $451 $217 -$240 -$108 $44 $152 -$183 -$93 -$198 $111 $111 -$525 C F Statement  Financial Cash Flow
Total Accruals $76 $273 -$188 $925 $431 -$102 $604 $284 $714 $623 -$220 $828 $1,016 Accruals
Accruals Ratio 0.38% 0.73% -0.45% 2.10% 0.86% -0.19% 1.06% 0.46% 1.12% 0.85% -0.25% 0.87% 1.16% 0.87% <-Median-> 5 Ratio
Cash $527 $308 $1,096 $523 $498 $969 $912 $1,141 $1,046 $1,108 $1,949 $1,949 $1,358 $1,945 Cash
Cash per Share $6.28 $3.41 $12.04 $5.26 $4.94 $9.46 $8.59 $10.69 $9.63 $10.36 $18.20 $18.12 $12.96 $18.56 $12.96 <-Median-> 5 Cash per Share
Percentage of Stock Price 17.07% 12.96% 38.37% 11.21% 11.12% 21.44% 16.08% 17.87% 22.11% 14.52% 32.99% 25.04% 16.35% 21.19% 22.11% <-Median-> 5 % of Stock Price
Notes:
May 28, 2023.  Last estimates were for 2022 and 2023 of $249.5B and $266.6B for AUM, $8.51 and $9.32 for AEPS, $7.39 and $8.56 for EPS, 
$2.60 and $2.83 for Dividends, $64.80 and $69.80 for BVPS, and $772M, $900M for Net Income.
May 28, 2022.  Last estimates were for 2021 and 2022 of $6.98, $7.61 for EPS, $1.98 and 2.06 for Dividends and $751M and $819M for Net Income.
May 24, 2021.  Last estimates were for 2020, 2021 and 2022 of $4.32, $6.15 and 6.86 for EPS, $1.95, $1.97 and 2.05 for dividends, and $464M, $661M and $756M for Net Income.
May 24, 2020.  Last estimates were for 6.01, 6.41 and $6.79 for EPS and $646M, $684M and $719M for Net Income.
May 26, 2019.  Last estimates were for 2018, 2019 and 2020 of $11256M and $12644M for 2018 and 2019 for Revenue, $5.39, $5.81 and $6.78 for EPS, 
$6.45 and $7.90 for 2018 and 2019 for CFPS and $593M, $645M and $678M for Net Income. 
January 2, 2019 the company has a name change to IA Financial Corp and IAIFS is now a subsidiary.  Old name was Industrial Alliance Ins. & Fin.Srv. Inc.
May 19, 2018.  Last estimates were for 2017, 2018 and 2019 of $10085M, $11245M and $12644M for Revenue, $4.88, $5.39 and $5.78 for EPS, 
$6.43, $7.60 and $7.90 for CPFS and $524M, $580M and $632M for Net Income.
Early in 2018 was when I did initial spreadshsset.
February 2000.  The company demutualized and joined TSE under Symbol IAG. 
In 2000 it renamed to Industrial Alliance Insurance and Financial Services
In 1999 the wealth managemtn company Investia Financial Services was created.
In 1988 it added National Life Assurance Company and The Solidarity (founded 1901).
January 1987.  Industrial Life Insurance and Alliance Nationale merged.
In 1948 Alliance Nationale became a mutual life insurance company in Canada
In 1905 Industrial Life Insurance Company was started. 
IA Financial Group says it was founded in 1892
Sector:
Insurance, Finance
What should this stock accomplish?
Why I bought this stock.
Why am I following this stock. 
This was a stock shown as a dividend growth stock on the Canadian All Star List.
http://www.dividendgrowthinvestingandretirement.com/canadian-dividend-all-star-list/ 
Dividends
Dividends are paid quarterly in Cycle 3 of March, June, September and December.  Dividends are declared in one month for shareholders of record of that month and paid in the next month.
For example, the dividends declared on xxx15 was for shareholders of record of xxand paid on xxx
For example, A dividend was declared on February 11, 2016 for shareholders of record of February 26, 2016 and paid on March 15, 2016.
Misson Statement or closes thing I can find.
What I am looking for is a statement that the company wants to do well by their customers, employees, and community and and thereby earn shareholders a reasonable return.
For customers 
For employees 
For community 
For investors 
How they make their money.
iA Financial Corp Inc is a life and health insurance company. It offers life and health insurance products, savings and retirement plans, mutual funds, securities, auto and 
home insurance, mortgages, and others. The company operates and manages its activities according to five main reportable operating segments 
Individual Insurance, Individual Wealth Management, Group Insurance, Group Savings and Retirement, and U.S Operations.
Shares; '%, Value $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Shares %, Val $M Change
Date 2015 Feb 20 2018 May 21 2018 May 26 2019 May 24 2020 May 24 2021 May 28 2022 May 28 2023
Richard, Denis 0.030 0.03% 0.040 0.04% 0.042 0.04% 0.044 0.04% 0.044 0.04% 0.00%
CEO - Shares - Amount $2.140 $2.207 $3.040 $3.488 $3.854
Options - percentage 0.348 0.33% 0.382 0.36% 0.436 0.41% 0.480 0.46% 0.492 0.47% 2.36%
Options - amount $24.804 $21.071 $31.541 $38.079 $43.072
Charest, Yvon 0.126 0.12% 0.128 0.12%
CEO - Shares - Amount $7.539 $5.593
Options - percentage 0.643 0.60% 0.697 0.64%
Options - amount $38.463 $30.347
Potvin, Jacques 0.000 0.00% 0.007 0.01% 0.007 0.01% 0.007 0.01% 0.007 0.01% 0.007 0.01% 0.54%
CFO - Shares - Amount $0.000 $0.509 $0.395 $0.521 $0.573 $0.637 last filing of  Mar 2020
Options - percentage 0.000 0.00% 0.095 0.09% 0.128 0.12% 0.161 0.15% 0.187 0.18% 0.209 0.20% listed as Officer 11.76%
Options - amount $0.000 $6.791 $7.037 $11.640 $14.819 $18.301
Bourbonnais, Stephan 0.001 0.00%
Officer - Shares - Amount $0.103
Options - percentage 0.026 0.02%
Options - amount $2.270
Laflamme, Renee 0.001 0.00% 0.001 0.00% 0.006 0.01% 0.009 0.01% 0.009 0.01% 0.011 0.01% 0.011 0.01% 3.63%
Officer - Shares - Amount $0.072 $0.053 $0.423 $0.478 $0.663 $0.839 $0.961
Options - percentage 0.111 0.10% 0.139 0.13% 0.166 0.16% 0.192 0.18% 0.226 0.21% 0.234 0.22% 0.240 0.23% 2.65%
Options - amount $6.629 $6.063 $11.836 $10.581 $16.357 $18.538 $21.028
Daignault, Benoit 0.001 0.00% 0.001 0.00% 0.001 0.00% 0.001 0.00% 0.00%
Director - Shares - Amount $0.083 $0.108 $0.119 $0.131
Options - percentage 0.001 0.00% 0.003 0.00% 0.004 0.00% 0.005 0.01% 22.10%
Options - amount $0.058 $0.245 $0.341 $0.460
Cote, Agathe 0.000 0.00% 0.000 0.00% Ceased insider May 6, 2021
Director - Shares - Amount $0.000 $0.000
Options - percentage 0.004 0.00% 0.006 0.01%
Options - amount $0.308 $0.335
Chicoyne, Denyse -0.004 0.00% 0.006 0.01%
Director - Shares - Amount -$0.251 $0.253
Options - percentage 0.008 0.01% 0.008 0.01%
Options - amount $0.458 $0.364
Brodeur, Pierre 0.001 0.00% Ceased insider May 2017
Director - Shares - Amount $0.060
Options - percentage 0.010 0.01%
Options - amount $0.603
Martin, Jacques 0.007 0.01% 0.010 0.01% 0.010 0.01% 0.010 0.01% 0.010 0.01% Chair since Jan 2019 0.00%
Chairman - Shares - Amt $0.464 $0.552 $0.724 $0.793 $0.876
Options - percentage 0.000 0.00% 0.000 0.00% 0.001 0.00% 0.002 0.00% 0.004 0.00% 109.73%
Options - amount $0.000 $0.000 $0.038 $0.147 $0.340
Bourgon, Jocelyne 0.000 0.00% 0.001 0.00%
Chairman - Shares - Amt $0.000 $0.044
Options - percentage 0.000 0.00% 0.011 0.01%
Options - amount $0.000 $0.483
LeBoutilier, John 0.000 0.00% Ceased insider May 2017
Chairman - Shares - Amt $0.000
Options - percentage 0.000 0.00%
Options - amount $0.000
Increase in O/S Shares 0.515 0.49% 1.020 0.97% 0.551 0.52% 0.159 0.15% 1.206 1.13% 0.185 0.17% 0.606 0.56% 0.325 0.31% in jan 2018 looks like selling
Due to Stock Options $27.496 $54.458 $32.961 $6.928 $86.024 $10.208 $43.862 $25.763 off of options.
Book Value $20.000 $40.000 $22.000 $7.000 $54.000 $9.000 $34.000 $19.000 same in May 2018
Insider Buying $0.000 -$0.355 -$0.722 -$0.051 -$1.459 -$0.634 -$1.264 -$0.210
Insider Selling $0.000 $24.765 $17.891 $4.559 $11.365 $4.550 $7.785 $10.911
Net Insider Selling $0.000 $24.410 $17.169 $4.507 $9.906 $3.916 $6.521 $10.700
Net Selling % of Market Cap 0.00% 0.38% 0.36% 0.06% 0.17% 0.05% 0.08% 0.12%
Directors 13 14 11 12 12 15 17
Women 6 46% 6 43% 4 36% 5 42% 5 42% 7 47% 7 41%
Minorities 0 0% 0 0% 0 0% 0 0% 0 0% 1 7% 1 6%
Institutions/Holdings 183 42.90% 6 14.38% 20 22.41% 20 20.33% 20 20.33%
Total Shares Held 45.763 42.87% 0.719 0.66% 24.332 22.73% 21.880 20.88% 18.833 17.97%
Increase/Decrease 3 Mths 0.031 0.07% 0.031 4.50% -0.258 -1.05% -0.132 -0.60% -1.844 -8.92%
Starting No. of Shares 45.732 0.688 reuters 24.590 Top 20 MS 22.012 Top 20 MS 20.677 Top 20 MS
Institutions/Holdings 169 26.80% 314 49.69% Shareholders
Amt $1,711.290 $2,935.360
Total Shares Held 31.000 28.55% 38.000 35.00%
Amt $1,854.420 $2,273.160
Increase/Decrease 3 Mths 0.000 0.00% 5.000 15.15%
Starting No. of Shares 31.000 Morningstar 33.000 Morningstar
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