This report should not be construed as providing investment advice. It is for educational purposes only.  Before making any investment decision, you should always do your own research or consult a investment professional.
While I try to be accurate, I assume no responsibility for any figure in this spreadsheet. 10/8/10
See my website on stocks or see my blog at the following sites.  www.spbrunner.com/stocks.html www.spbrunner.blogspot.com/
Loblaw Companies Ltd TSX: L www.loblaw.com Fiscal Y Dec 31 (or nearest)
Year 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2010 2011
Fin Year 12/31/99 12/31/00 12/29/01 12/28/02 1/3/04 1/1/05 12/31/05 12/30/06 12/29/07 1/3/09 1/2/10 1/1/11 12/31/11 12/31/12 12/31/13 #Y
Accounting Rules C GAAP IFRS
Statements restated
Revenue* $18,783 $20,121 $21,486 $23,082 $25,220 $26,209 $27,801 $28,640 $29,384 $30,802 $30,735 $30,997 $32,761 $31,886 54.05% <-Total Growth 10 Revenue
Increase 50.3% 7.1% 6.8% 7.4% 9.3% 3.9% 6.1% 3.0% 2.6% 4.8% -0.2% 0.9% 5.7% -2.7% 4.42% <-IRR #YR-> 10 Revenue
Rev per Share $68.32 $72.84 $77.78 $83.57 $91.57 $95.56 $101.40 $104.46 $107.17 $112.34 $111.28 $110.48 $116.28 $113.17 2.20% <-IRR #YR-> 5 Revenue
P/S (Price/Sales) 0.52 0.69 0.67 0.65 0.73 0.75 0.56 0.47 0.32 0.31 0.30 0.37 0.33 0.32 4.25% <-IRR #YR-> 10 Rev Per share
*Sales in M CDN $  P/S 10 yr  0.51 5 yr  0.32 1.73% <-IRR #YR-> 5 Rev Per share
-$20,121 $0 $0 $0 $0 $0 $0 $0 $0 $0 $30,997
-$27,801 $0 $0 $0 $0 $30,997
-$73 $0 $0 $0 $0 $0 $0 $0 $0 $0 $110
-$101 $0 $0 $0 $0 $110
$3.35 $2.72 $2.05 Ones in purple are adjusted EPS ( EPS prior to Write-offs)
EPS* $1.37 $1.71 $2.04 $2.64 $3.05 $3.51 $2.71 -$0.80 $1.20 $1.99 $2.38 $2.44 $2.85 $3.00 $3.42 I 42.69% <-Total Growth 10 Earnings
Increase 29.2% 24.8% 19.3% 29.4% 15.5% 15.1% -22.8% -129.5% -250.0% 65.8% 19.6% 2.5% 16.8% 5.3% 14.0% 3.62% <-IRR #YR-> 10 Earnings
Earnings Yield 3.9% 3.4% 3.9% 4.9% 4.6% 4.9% 4.8% -1.6% 3.5% 5.7% 7.0% 6.0% 7.4% 8.2% 9.4% -2.08% <-IRR #YR-> 5 Earnings
* ESP per share (Cdn GAAP) E/P 10 Yrs 4.84% 5Yrs 5.69%
-$1.71 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $2.44
-$2.71 $0.00 $0.00 $0.00 $0.00 $2.44
Div* $0.24 $0.40 $0.40 $0.48 $0.60 $0.76 $0.84 $0.84 $0.84 $0.84 $0.84 $0.84 $0.84 $0.84 $0.84 110.00% 110.00% <-Total Growth 10 Dividends
Increase 20.0% 66.7% 0.0% 20.0% 25.0% 26.7% 10.5% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00% 0.00% <-Median-> 10 Dividends
Yield H/L Pr. 0.64% 0.94% 0.80% 0.84% 1.01% 1.17% 1.29% 1.63% 2.00% 2.72% 2.52% 2.15% 2.19% 1.46% 1.82% <-Median-> 10 Dividends
Yield on High  Pr. 0.56% 0.73% 0.74% 0.76% 0.90% 1.06% 1.10% 1.44% 1.59% 2.37% 2.27% 1.88% 2.00% 1.27% 1.52% <-Median-> 10 Dividends
Yield on Low Pr. 0.75% 1.33% 0.87% 0.95% 1.15% 1.30% 1.55% 1.87% 2.71% 3.20% 2.84% 2.51% 2.40% 1.71% 2.14% <-Median-> 10 Dividends
Yield on Cl Pr. 0.68% 0.79% 0.77% 0.89% 0.90% 1.06% 1.49% 1.72% 2.47% 2.40% 2.48% 2.08% 2.18% 2.30% 2.30% 1.61% 1.90% <-Median-> 10 Dividends
Payout Ratio 17.5% 23.4% 19.6% 18.2% 19.7% 21.7% 31.0% -105.0% 70.0% 42.2% 35.3% 34.4% 29.5% 28.0% 24.6% 31.00% 30.23% <-Median-> 10 DPR EPS
Payout Ratio CF 10.1% 14.1% 13.5% 13.3% 16.0% 14.4% 15.5% 19.5% 18.5% 23.3% 11.9% 14.8% 14.4% 14.6% #DIV/0! 15.13% 15.13% <-Median-> 10 DPR CF
Payout Ratio CF NC 10.7% 13.8% 12.0% 11.4% 12.9% 13.5% 15.0% 18.4% 19.0% 18.1% 18.7% 15.4% 14.4% 14.6% #DIV/0! 15.19% 15.19% <-Median-> 10 DPR CF NC
* Dividends per share  Div Yd 2.67% 5 3.10% 10 Yield  2.19% 2.40% Payout 35.29% 14.79% 7.70% 7.70% <-IRR #YR-> 10 Dividends
3.0% Years 3.0% Years Curr diff 5.40% Last Div Inc ---> $0.21 $0.21 0.0% 0.00% 0.00% <-IRR #YR-> 5 Dividends
-$0.40 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.84
-$0.84 $0.00 $0.00 $0.00 $0.00 $0.84
H/LYield held 5 yrs 3.16% 4.38% 3.21% 2.32% 1.90% 2.03% 1.98% 1.68% 1.47% 1.42% 1.29% 1.29% 1.63% 2.00% 2.72% 1.79% <-Median-> 10 Dividends
H/LYield held 10 yrs 6.67% 5.71% 8.00% 8.47% 10.02% 9.21% 6.74% 4.06% 2.67% 2.24% 1.98% 1.68% 1.47% 1.42% 6.23% <-Median-> 10 Dividends
H/LYield held 15 yrs 14.00% 12.00% 14.00% 11.86% 11.07% 9.21% 6.74% 4.06% 2.67% 11.93% <-Median-> 6 Dividends
H/LYield held 20 yrs 14.00% 12.00% 14.00% 11.86% 14.00% <-Median-> 1 Dividends
Graham No. $18.04 $20.86 $24.35 $29.78 $34.34 $39.84 $36.18 $23.15 $23.37 $30.86 $34.88 $36.69 $36.79 $37.75 $40.31 75.90% 51.09% <-Total Growth 10 Graham Price
Prem /Disc. Median 107.82% 103.75% 105.33% 91.82% 72.69% 63.69% 80.47% 122.64% 79.41% -0.08% -4.59% 6.35% 4.42% 76.05% 4.42% <-Median-> 10 Graham Price
Prem /Disc. High 138.29% 163.67% 120.93% 113.23% 94.10% 80.79% 111.00% 151.21% 126.16% 14.73% 6.06% 21.50% 13.88% 102.55% 87.44% <-Median-> 10 Graham Price
Prem /Disc. Low 77.34% 43.82% 89.72% 70.41% 51.29% 46.60% 49.95% 94.06% 32.66% -14.89% -15.24% -8.80% -5.04% 48.27% -8.80% <-Median-> 10 Graham Price
Prem /Disc. CL 95.35% 142.10% 112.92% 81.26% 94.10% 80.79% 55.81% 110.78% 45.50% 13.33% -2.85% 10.03% 4.58% -3.44% -9.56% 68.30% 50.65% <-Median-> 10 Graham Price
Price Cl $35.25 $50.50 $51.85 $53.98 $66.65 $72.02 $56.37 $48.79 $34.00 $34.97 $33.88 $40.37 $38.48 $36.45 $36.45 -20.06% -25.79% <-Total Growth 10 Stock Price
Increase -5.7% 43.3% 2.7% 4.1% 23.5% 8.1% -21.7% -13.4% -30.3% 2.9% -3.1% 19.2% -4.7% -5.3% 0.0% -2.21% -2.94% <-IRR #YR-> 10 Stock Price
P/E 25.7 29.5 25.4 20.4 21.9 20.5 20.8 -61.0 28.3 17.6 14.2 16.5 13.5 12.2 10.7 -6.46% -4.64% <-IRR #YR-> 5 Stock Price
Trailing P/E 33.3 36.9 30.3 26.5 25.2 23.6 16.1 18.0 -42.5 29.1 17.0 17.0 15.8 12.8 12.2 -0.62% -1.23% <-IRR #YR-> 10 Price & Div
Median 10, 5 Yrs D.  per yr 1.71% 1.89% % Tot Ret -139.01% -69.05% Price Inc -3.12% P/E:  19.01 16.55 -4.75% -2.74% <-IRR #YR-> 5 Price & Div
-$51.85 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $38.48
-$48.79 $0.00 $0.00 $0.00 $0.00 $38.48
-$51.85 $0.48 $0.60 $0.76 $0.84 $0.84 $0.84 $0.84 $0.84 $0.84 $39.32
-$48.79 $0.84 $0.84 $0.84 $0.84 $39.32
Price H/L Median $37.50 $42.50 $50.00 $57.13 $59.30 $65.21 $65.30 $51.54 $41.93 $30.83 $33.28 $39.02 $38.42 -8.19% -23.16% <-Total Growth 10 Stock Price
Increase 19.0% 13.3% 17.6% 14.3% 3.8% 10.0% 0.1% -21.1% -18.6% -26.5% 7.9% 17.3% -1.5% -0.85% -2.60% <-IRR #YR-> 10 Stock Price
P/E 27.4 24.9 24.5 21.6 19.4 18.6 24.1 -64.4 34.9 15.5 14.0 16.0 13.5 -9.78% -5.70% <-IRR #YR-> 5 Stock Price
Trailing P/E 35.4 31.0 29.2 28.0 22.5 21.4 18.6 19.0 -52.4 25.7 16.7 16.4 15.7 0.92% -0.86% <-IRR #YR-> 10 Price & Div
Median 10, 5 Yrs D.  per yr 1.74% 1.84% % Tot Ret -202.92% -47.43% Price Inc -1.54% P/E:  17.29 15.49 -8.19% -3.87% <-IRR #YR-> 5 Price & Div
-$50.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $38.42
-$51.54 $0.00 $0.00 $0.00 $0.00 $38.42
-$50.00 $0.48 $0.60 $0.76 $0.84 $0.84 $0.84 $0.84 $0.84 $0.84 $39.26
-$51.54 $0.84 $0.84 $0.84 $0.84 $39.26
Dec Apr Feb Apr Dec Jan Aug May
Price Hi $43.00 $55.00 $53.80 $63.50 $66.65 $72.02 $76.34 $58.15 $52.85 $35.40 $36.99 $44.58 $41.90 -18.95% -22.12% <-Total Growth 10 Stock Price
Increase 13.2% 27.9% -2.2% 18.0% 5.0% 8.1% 6.0% -23.8% -9.1% -33.0% 4.5% 20.5% -6.0% -2.08% -2.47% <-IRR #YR-> 10 Stock Price
P/E 31.4 32.2 26.4 24.1 21.9 20.5 28.2 -72.7 44.0 17.8 15.5 18.3 14.7 -10.20% -6.34% <-IRR #YR-> 5 Stock Price
Trailing P/E 40.6 40.1 31.5 31.1 25.2 23.6 21.7 21.5 -66.1 29.5 18.6 18.7 17.2
Median 10, 5 Yrs Price Inc -6.01% P/E:  19.39 17.79
-$53.80 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $41.90
-$58.15 $0.00 $0.00 $0.00 $0.00 $41.90
Apr Dec Nov Dec Oct Mar Jan Aug
Price Low $32.00 $30.00 $46.20 $50.75 $51.95 $58.40 $54.25 $44.92 $31.00 $26.26 $29.56 $33.46 $34.94 11.53% -24.37% <-Total Growth 10 Stock Price
Increase 28.0% -6.3% 54.0% 9.8% 2.4% 12.4% -7.1% -17.2% -31.0% -15.3% 12.6% 13.2% 4.4% 1.10% -2.75% <-IRR #YR-> 10 Stock Price
P/E 23.4 17.5 22.6 19.2 17.0 16.6 20.0 -56.2 25.8 13.2 12.4 13.7 12.3 -9.21% -4.90% <-IRR #YR-> 5 Stock Price
Trailing P/E 30.2 21.9 27.0 24.9 19.7 19.1 15.5 16.6 -38.8 21.9 14.9 14.1 14.3
Median 10, 5 Yrs Price Inc 4.42% P/E:  15.18 13.20
-$46.20 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $34.94
-$44.92 $0.00 $0.00 $0.00 $0.00 $34.94
Market Cap $9,691 $13,950 $14,324 $14,910 $18,356 $19,752 $15,456 $13,377 $9,322 $9,588 $9,357 $11,327 $10,842 $10,270 $0
# of Shares 274.9 276.2 276.3 276.2 275.4 274.3 274.2 274.2 274.2 274.2 276.2 280.6 281.7 281.7 Share Capital Shares
Increase 0.18% 0.49% 0.00% -0.02% -0.29% -0.42% -0.03% 0.00% 0.00% 0.00% 0.73% 1.59% 0.42% 0.00% Shares
OCF $656 $785 $818 $998 $1,032 $1,443 $1,489 $1,180 $1,245 $989 $1,945 $1,594 $1,645 $1,620 103.06% <-Total Growth 10 Cash Flow
OPS $2.39 $2.84 $2.96 $3.61 $3.75 $5.26 $5.43 $4.30 $4.54 $3.61 $7.04 $5.68 $5.84 $5.75 99.92% <-Total Growth 10 Cash Flow
Increase 23.55% 19.09% 4.20% 22.02% 3.71% 40.41% 3.21% -20.75% 5.51% -20.56% 95.23% -19.33% 2.80% -1.54% 11.37% <-Average 10 Cash Flow
Non-Cash CF -$37.0 $16.0 $102.0 $163.0 $245.3 $99.0 $51.0 $69.0 -$35.0 $284.0 -$707.0 -$66.0 $0.0 $0.0 7.17% <-IRR #YR-> 10 Cash Flow
OPS non-cash $2.25 $2.90 $3.33 $4.20 $4.64 $5.62 $5.62 $4.56 $4.41 $4.64 $4.48 $5.45 $5.84 $5.75 0.91% <-IRR #YR-> 5 Cash Flow
Increase 32.88% 28.78% 14.85% 26.22% 10.34% 21.23% -0.10% -18.89% -3.12% 5.21% -3.46% 21.49% 7.24% -1.54% 6.51% <-IRR #YR-> 10 CF - non cash
P/O on Cl 15.66 17.42 15.57 12.84 14.37 12.81 10.04 10.71 7.70 7.53 7.56 7.41 6.59 6.34 -0.62% <-IRR #YR-> 5 CF - non cash
*Cash Flow per share from Operational Activities P/CF 10 yr 10.37 5 yr  7.56
OPM 3.49% 3.90% 3.81% 4.32% 4.09% 5.51% 5.36% 4.12% 4.24% 3.21% 6.33% 5.14% 5.02% should be zero, it is a check on calculations
Diff from Ave -18.4% -8.9% -11.1% 1.0% -4.4% 28.6% 25.1% -3.7% -1.0% -25.0% 47.8% 20.1% 17.3% 0.00 <-Median-> 10 OPM
*Operational Profit Margin (CF/Revenue) Ratio OPM 10 Yrs 4.28% 5 Yrs 4.24%
Curr Assets $2,415 $2,916 $3,086 $3,492 $3,485 $3,451 $3,701 $3,948 $4,093 $3,960 $4,364 $4,626 $6,332 Liq ratio of 1.5 and up, best Assets
Curr Liab. $2,812 $3,207 $2,796 $3,154 $3,114 $3,213 $3,162 $3,273 $3,622 $3,230 $3,628 $3,852 $4,356 1.15 <-Median-> 10 Liabilities
Liquidity 0.86 0.91 1.10 1.11 1.12 1.07 1.17 1.21 1.13 1.23 1.20 1.20 1.45 1.20 <-Median-> 5 Ratio
Assets $7,979 $9,025 $10,008 $11,110 $12,177 $13,046 $13,761 $13,486 $13,674 $13,985 $14,991 $15,919 $16,909 A/L ratio of 1.5 and up, best Assets
Liab. $5,075 $5,901 $6,439 $6,986 $7,445 $7,535 $7,875 $8,045 $8,129 $8,135 $8,687 $8,998 $10,961 1.70 <-Median-> 10 Liabilities
A/L Ratio 1.57 1.53 1.55 1.59 1.64 1.73 1.75 1.68 1.68 1.72 1.73 1.77 1.54 1.72 <-Median-> 5 Ratio
Minority Int $20 $31 $41 $0
Book Value $2,904 $3,124 $3,569 $4,124 $4,732 $5,511 $5,886 $5,441 $5,545 $5,830 $6,273 $6,880 $5,948 120.23% <-Total Growth 10 Book Value
BV per share $10.56 $11.31 $12.92 $14.93 $17.18 $20.09 $21.47 $19.85 $20.22 $21.26 $22.71 $24.52 $21.11 $21.11 $21.11 116.83% <-Total Growth 10 Book Value
Change 71.02% 7.06% 14.24% 15.57% 15.08% 16.95% 6.83% -7.56% 1.91% 5.14% 6.81% 7.96% -13.90% 0.00% 0.00% 0.6792 Current/Historical Book Value
P/BV (CL) 3.34 4.47 4.01 3.62 3.88 3.58 2.63 2.46 1.68 1.64 1.49 1.65 1.82 1.73 1.73 8.05% <-IRR #YR-> 10 Book Value
Change -44.89% 33.82% -10.13% -9.92% 7.29% -7.61% -26.74% -6.37% -31.62% -2.18% -9.30% 10.37% 10.71% -5.28% 0.00% 2.70% <-IRR #YR-> 5 Book Value
Leverage (A/BK) 2.75 2.89 2.80 2.69 2.57 2.37 2.34 2.48 2.47 2.40 2.39 2.31 2.84 2.43 <-Median-> 10 A/BV
Debt/Equity Ratio 1.75 1.89 1.80 1.69 1.57 1.37 1.34 1.48 1.47 1.40 1.38 1.31 1.84 1.43 <-Median-> 10 Debt/Eq Ratio
Sharerholders Equity (Assets less liabilities) P/BV 10 yr Med 2.54 5 yr Med 1.65
ROE 0.0% 0.0% 0.0% 0.0% 10.3% 9.8% 12.5% <-12 mths 0.00% <-Median-> 5 Compreh. Inc
Comprehensive Inc $0.00 $0.00 $0.00 $0.00 $645.00 $674.00 $743.00 <-12 mths Compreh. Inc
ROE 13.0% 15.1% 15.8% 17.7% 17.9% 17.6% 12.7% -4.0% 6.0% 9.3% 10.5% 9.9% 12.5% <-12 mths Net Income/Shareholders' equity ROE
5Yr Running Ave 13.7% 14.2% 14.8% 15.6% 16.2% 17.0% 16.2% 12.0% 9.9% 8.4% 7.1% 6.7% 9.7% <-12 mths
Net Income $378 $473 $563 $728 $845 $968 $749 -$219 $330 $545 $656 $681 $744.25 <-12 mths 43.97% <-Total Growth 10 Net Income
Oper C. F. $656 $785 $818 $998 $1,032 $1,443 $1,489 $1,180 $1,245 $989 $1,945 $1,594 C F Statement  Oper C. F.
Invest. C. F -$890 -$1,053 -$1,281 -$995 -$1,448 -$1,177 -$903 -$1,308 -$671 -$607 -$1,248 -$1,448 C F Statement  Invest. C. F
Total Accrual $612 $741 $1,026 $725 $1,261 $702 $163 -$91 -$244 $163 -$41 $535 Accruals
Total Assets $7,979 $9,025 $10,008 $11,110 $12,177 $13,046 $13,761 $13,486 $13,674 $13,985 $14,991 $15,919 Balance Sheet Assets
Accruals Ratio 7.67% 8.21% 10.25% 6.53% 10.36% 5.38% 1.18% -0.67% -1.78% 1.17% -0.27% 3.36% Oper C. F. Covers Investing C.F. and dividends? Ratio
Expect down down down down down down down up up up up up
Chge in Cl -5.75% 43.26% 2.67% 4.11% 23.47% 8.06% -21.73% -13.45% -30.31% 2.85% -3.12% 19.16%
Fin. C. F -$290 -$208 -$120 -$472 -$371 -$173 -$18 C F Statement  Fin. C. F
Total Accruals $992 $371 $29 $228 $534 $132 $553 Accruals
Accruals Ratio 7.60% 2.70% 0.22% 1.67% 3.82% 0.88% 3.47% Ratio
Jan 24, 2012.  Last estimates I got were for 2010 and 2011 with EPS at $2.65 and $2.87 and CF of $5.03 and $5.38.
Feb 10, 2011.  Last time I looked, I got 2009 and 2010 estimates for earnings of $2.23 and $2.48 and Cash Flow of $4.26 and $4.62
Jun 1, 2009 AR 2008. Estimates from Sep 2008 give EPS $1.82 and it came in at $1.99. I do not think I want to invest until they up dividends.
AP 2006.  There is now a reduce rating on this stock. Expect -2.7 return. According to Mike, yield is higher than historical highs so has room to move up.  However, this company is still in deep trouble.
Good news is that accruals a now negative.  Since I have bought it, I have a return of IRR of 11%, but not making any money last 2 years.  EPS has turn negative
AP 2005.  Loblaws is having earnings problem due to spending on Supply Chain.  When this clears up, it should go back to being the great stock it has been. Not followed by TD.
AP 2004.  Am I the only one worried about their income raising a lot faster than revenue?  Accrual Ratio is a lot better in 2004 than it has been. 
2002.  Still a good company.  However, the EPS is increasing faster than revenue and price fast that EPS and revenue. 2002
How they make their money
Loblaw Companies Limited, a subsidiary of George Weston Limited, is Canada's largest food retailer and a leading provider of drugstore, general merchandise and financial products and services.
Loblaw offers Canada's strongest control (private) label program, including the unique President's Choice, no name and Joe 
Fresh brands. In addition, the Company makes available to consumers President's Choice financial services and offers the PC point loyalty program.
Loblaw, a subsidiary of George Weston Limited, is Canada’s largest food distributor and a leading provider of general merchandise, drugstore and financial products and services.
Corporate owned store banners include Atlantic Superstore, Dominion(1) (in Newfoundland and Labrador only), Extra Foods, Loblaw,
Maxi, Maxi & Cie, Provigo, the Real Canadian Superstore and Zehrs and wholesale outlets operating as Cash & Carry, Presto and The
Real Canadian Wholesale Club. The Company’s franchised and associated stores operate under the trade names Atlantic SaveEasy, Fortinos, no frills, SuperValu, Valu-mart and Your Independent Grocer.
W. Galen Weston and George Weston Ltd own 63% of this company.
For most ratios, lower is better when looking for a good stock price.  However, there are exceptions such as for yield and asset/liability ratios and here you want a higher ratios to indicate a good stock price.  
Also, for the Operational Profit Margin, a higher percentage is better.  With the OPM, you should only compare companies in similar industries.
Copyright © 2008 Website of SPBrunner. All rights reserved.
George Weston Limited Shares 170.39 60.73%
Weston, Willard Galen Garfield 4.59 1.64%
Loblaw Companies Limited, a subsidiary of George Weston Limited, is Canada's largest food retailer and a leading provider of drugstore, general merchandise and financial products and services.
Loblaw offers Canada's strongest control (private) label program, including the unique President's Choice, no name and Joe 
Fresh brands. In addition, the Company makes available to consumers President's Choice financial services and offers the PC points loyalty program.
31.755
0.018 0.06%
31.773
My Gain